Good Credit Score – Good for Your Well Being

 Everyone knows that a credit score can directly affect your financial well being, but not many people think about how a good (or inversely, a bad) credit score can actually affect your physical and emotional well being, as well.   This might sound a little strange at first, but remember that nothing about health or the human body stands by itself: it's all connected.

What's one of the biggest killers out there?  Stress.  Stress increases the chances of high blood pressure, heart attack, stroke, hyper-anxiety, and a large array of other illnesses or conditions.  Stress can make anything worse on the human body, not to mention the faster aging.

So how does a credit score relate at all to stress?  Well if you're struggling with a bad credit score, you probably already know that answer.  But the number one listed cause of stress from most Americans is finances.  Whether it is credit cards, a mortgage, student loans, or simply not making enough income, the money strain is number one on most people's minds.

Finances are going to be more stressful with a bad credit score than with a good one.  A very good credit score can make a lot of normal money concerns disappear.  For one, a person with a good credit doesn't have to worry about finding a credit card with a good rate.  The banks will come to you with the best rates possible to try and win your business.

Also, you're going to get a better home loan, which will save you thousands of dollars in the long run, and make pay check to pay check budgeting much easier in the short term, as well.  When you have more money, you can buy healthier foods, or that gym membership you just never could quite afford.

The lack of stress itself is more than worth the cost of finding out your credit score, and doing the work to ensure yourself of a good one.  When you're healthier emotionally, you're going to be healthier physically.  Less stress also means less fighting and less unnecessary strain on your relationships with other people.  All the way around, this will lead to a more enjoyable and pleasant living situation.

Several reasons a good credit score helps your health:

• Less stress, both personal and with relationships around you
• Less stress means lower blood pressure and less risk of heart attack, anxiety attacks, ulcers, and/or strokes
• More money in the budget for positive things such as healthy foods or exercise equipment/gym memberships
• More money to invest for retirement (because why should your quality of life decline in older age?)
• Happier emotionally.
• Less stress + less anxiety = living each day to its fullest more easily

These are just a few of the many reasons that your credit score is important to your health, even though you might not initially make that connection.  To have a healthy and happy life, every part of yourself needs to be doing well, and finances affect too much emotionally to ignore.  If you have troubles with stress and a bad credit score, you might be surprised how quickly that first problem is solved when you take care of the second.